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	Finding the right mortgage can save thousands of pounds

Working with individual clients

Mortgages

With literally thousands of products available, the mortgage market can be a bewildering place. Increased competition in recent years has led to a phenomenal range of fixed, discounted, base rate tracker, and capped rate mortgages.

There has also been a steady growth in the number of lenders offering flexible mortgages which allow you to over or under pay. These types of mortgage can be particularly advantageous for those who want to pay off their mortgages early, or for the self-employed who experience fluctuations in income.

Whether you are buying a new home, or looking to secure a better mortgage deal on your current property, CHARLES & FITCH can guide you through the plethora of mortgage products and ‘special offers’ to identify the product that most closely matches your requirements.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be 0.5% of the loan amount.